The Hidden Insurance Gaps for Rideshare and Delivery Drivers
Driving for these services on your regular car insurance is not allowed. If your car is damaged while driving for the app, your private insurance company can legally refuse to pay the claim. What’s the solution: call and ask for a rideshare or delivery insurance rider. It doesn’t cost much and fills in the gaps in coverage.
The growth of the gig economy has created flexible income opportunities for millions of Americans. Services such as DoorDash, Uber Eats, and TaskRabbit connect drivers with customers who want food delivered, errands run, or odd jobs completed on demand. Yet one issue remains persistently misunderstood: auto insurance coverage gaps. Many drivers assume their personal insurance or the platform’s coverage will protect them if something goes wrong. In reality, both assumptions are often false.